Thursday, 29 January 2015

Introduction To Financial Markets: Currencies


Welcome to part two of my series. 

Today we will be looking briefly at the determinants of foreign exchange markets and the economics behind them. 




Currencies are all about how much demand there is for a currency (And supply if there is an increase in the money supply through QE).The main determinant that moves the currency markets is interest rates.

 If interest rates increase in country A it makes it more attractive to invest money in that country A due to a higher interest rate on the money invested, therefore global investors must buy currency in country A to benefit, this lifts the price of currency A due to the extra demand.

Additionally if interest rates are rising in a country, this indicates that this country is experiencing economic growth which attracts foreign investment in domestic equities and other investment avenues – all of which require the local currency (raising the price).

Investors must look for economic indicators that may indicate a rise in the interest rate such as inflation, unemployment and GDP figures. If investors can predict potential changes in the interest rate they can profit from the appreciation of the currency compared to another.

Technical analysis is also inherent in the FX market due to the inherent slow moving pace along with the $2tn of liquidity provided every day. Technical levels such as supports, resistances, moving averages and Fibonacci retracements are all indicators that will move the market in the short term. Also there are many opportunities for technical traders after significant events such as central bank meetings.



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